Built for pesos, down to the centavo
Where the month went, and who still owes you.
Filo is an expense tracker for the way money actually moves. Log what you spent in two taps, split what you covered with whoever was there, and let it work out who pays whom.
- Free to use
- No bank connection
- Guests need no account
Shared sheets
Split what you paid for, then stop thinking about it.
Make a sheet for a trip or a household and add whoever it's between — they don't need an account, or even a phone. Split evenly or not at all evenly. Filo nets everything down to the fewest payments that settle it, and your own share lands in your expenses without being typed twice.
- Uneven splits
- Settle a row at a time
- A read-only link for anyone
Logging
Two taps, and it's in.
The amount pad opens first and holds the focus, because the amount is the only thing you can't guess later. Type ₱80, or 1,250.75, or 12k — they all mean what you'd expect. Pick a category, and you're done.
- ₱80 · 1,250.75 · 12k
- Cash, card, e-wallet
- Swipe a row to fix it
The month
See where the month actually went.
Spending by day, ranked by category, and income against expenses over six months. Charts you can read at a glance rather than study — and every one of them ships the same numbers as a table, for anyone who'd rather have the figures.
- Per-day spending
- Ranked categories
- Six months, in and out
Wallets and goals
Every peso has a place to sit.
Cash, bank, e-wallet, card and savings — each with the balance it already held before Filo started counting. Set money aside towards something named, and watch the gap close.
- Opening balances
- Savings as a wallet
- Goals with a target date
Start with tonight’s dinner.
Make an account, add the people you split with, and log the first one. It takes about two minutes, and nothing else has to be set up first.
Create an account